Slide Understanding Real Consumer Behaviour We provide answers to the questions any lender needs to answer before extending credit.
Our robust solution cuts across…

Identity
Verification

  • Fullname
  • Picture
  • DoB
  • Gender
  • Address
  • Email
  • Signature etc.

Credit
Risk

  • Credit Score
  • Behavioural Score
  • Behavioural Characteristics
    (e.g. Airtime spend)

Financial
Capacity

  • Reconstructed
  • Bank Statement
  • Net Cash Flow
  • Income “type”
  • Income frequency

Address
Verification

  • Digital Address Verification
  • Physical Address Verification
    (CBN Compliant)

Lifestyle
Insight

  • Airtime
  • Energy
  • Utilities
  • Cable
  • Travel
  • Betting
  • Shopping
  • Others on request

Input Types

Alphanumeric Textual Input

Scanned Images of ID/OCR

Selfies or Mini Videos

Input Data (Token)

Phone Number

NIN

BVN

Drivers License Number

Passport Number

RC Number

Social Media Score

Possible Data Responses From Our Databases

Full CBN Compliant KYC

Digital Address Verification

Physical Address Verification

Credit Bureau Credit Score

Reconstructed Bank Statement across multiple banks for a single customer

Customer Transaction Trends/Analysis

Proof of liveliness and image matching of live selfie/video to identity data bases

Signature matching to stored signature on identity data bases

Social Media Based behavioral credit score

Delivered Via

BULK VERIFICATION: for large numbers of data requests all at once

API / Microservices integrated into your existing platforms and
channels

CREDEQUiTY can build an END-TO-END CUSTOMER ACQUISITION PLATFORM with customizable functionality

Your All-in-One Solution

Integrate and use the CREDEQUiTY API Keys in a few minutes
to build and verify your customers’ data and behaviour.

Get API Keys